Reese Perry Mortgage

Hi, I'm Reese Perry

Your local San Diego home loan solution. Thanks for stopping by and please don't hesitate to call or email with any questions while you browse the site.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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5%

1%

5%

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$
Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

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5%

1%

5%

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$
Want a Copy of the Results?

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

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0%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

Instant Home Value

Mortgage Payments Are Getting Relatively Cheaper
Posted Thursday January 23, 2020 in Mortgage

The average mortgage payment is about $1,500 per month, according to the U.S. Census Bureau, coming in at about the same amount as the cost of renting (the average cost to rent was $1,476 in October). Mortgage payments have decreased about 3% since mid-2018. They’re expected to get even lower this year, possibly 3.3% to […]

Benefits of Quartz Countertops
Posted Thursday January 16, 2020 in DIY Home Improvement

For many of us, the kitchen is the hub of activity. It is where meals are made—and sometimes eaten—and functions as a gathering spot for family and friends. So as the epicenter of so much action, your kitchen deserves to be functional and stylish—and that all starts with your countertops. Lately, the countertop surface that’s […]

Questions to Ask Before Buying a Fixer-Upper in San Diego
Posted Thursday January 9, 2020 in Real Estate

The last thing you want to do is purchase a home that ends up costing you more to fix than you calculated for. So before you spend a lot of your time and money on a fixer-upper, you need to know the questions to ask first. Is the Investment Worth It? Deciding on whether to […]